A Financial Literacy Path That Grows With You

Everyone’s financial journey is different — but most of us move through the same key stages over time. That’s why we’ve designed this curriculum to match real-life transitions, not arbitrary age groups. From your first financial decisions to managing wealth, planning for retirement, or protecting what matters — this path meets you where you are and helps guide you forward.

The Six Stages of Your Financial Journey

1. Introduction

Laying the groundwork with simple habits and concepts that build financial confidence early on.

2. Independence

Navigating early earnings, spending, and saving — and learning how to avoid common pitfalls

3. Institution

Settling into career, home ownership, or family life — with strategies for long-term planning and disciplined growth.

4. Irritation

Managing complexity, competing priorities, and the stress that can come with juggling responsibilities.

5. Insight

Gaining clarity on what matters most, refining your goals, and preparing for the future.

6. Integration

Drawing on a lifetime of choices to live with purpose, stability, and peace of mind.

You don’t need to follow every step — you can jump in wherever it suits you. But if you’re looking for a clear, relevant way to build financial literacy for life, this is your journey.