Everyone’s financial journey is different — but most of us move through the same key stages over time. That’s why we’ve designed this curriculum to match real-life transitions, not arbitrary age groups. From your first financial decisions to managing wealth, planning for retirement, or protecting what matters — this path meets you where you are and helps guide you forward.
Laying the groundwork with simple habits and concepts that build financial confidence early on.
Navigating early earnings, spending, and saving — and learning how to avoid common pitfalls
Settling into career, home ownership, or family life — with strategies for long-term planning and disciplined growth.
Managing complexity, competing priorities, and the stress that can come with juggling responsibilities.
Gaining clarity on what matters most, refining your goals, and preparing for the future.
Drawing on a lifetime of choices to live with purpose, stability, and peace of mind.
Our partner’s automated service gives you expert-level guidance at a price you’ll appreciate.
Disclaimer: All information on Super Advice Ai is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on Super Advice Ai is appropriate to you before acting on it. If Super Advice Ai refers to a financial product, you should obtain the relevant Product Disclosure Statement (PDS) or seek professional advice from a licensed financial planner.
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If your situation is more complex and you’re seeking personalised support, our AFSL-licensed partners at PlanningIQ offer a one-hour discovery meeting with a real financial adviser. You can discuss your situation with the Adviser to gain an insight on the options available to you and will receive a written summary of the strategies discussed. You can then decide whether you’d like to proceed with further advice.
How do we get paid? In a word, “subscriptions”.
Subscriptions to this website of just $4 per month – paid by you.
For this, you have access to a library of articles, videos, and webinars.
And access to the free analysis through our automated advice partners.
Then, if you choose to pay for personal advice
We receive half of the fee you pay. That’s it.
No hidden costs, no surprises.
You’ll always know exactly what you’re paying, and where it’s going.
We also refer you to trusted service providers
Like mortgage brokers, insurance agents, accountants…
If you decide to use them, you get a 10% discount on their fees.
And if some of them pay us a commission
We donate all of it to charity
There’s no bias in who we refer you to
So, we earn our money through the monthly subscription you pay
And through half the fee for advice you choose