In this policy, “us”, “our” and “we”, “SuperAdviceAi.com.au” or “SuperAdviceAi” refers to SuperAdviceAi Pty Ltd ACN 689 061 014 and “you” and “your” refers to you, the client, visitor, or user of the SuperAdviceAi website: www.SuperAdviceAi.com.au (‘Website’ or ‘SuperAdviceAi Website’). SuperAdviceAi Website includes the SuperAdviceAi Premium Service. Copyright © 2025 SuperAdviceAi. All rights reserved. Unless marked otherwise, all articles on the  SuperAdviceAi Website are subject to the copyright of SuperAdviceAi, and  SuperAdviceAi  holds the exclusive licence to use the articles published on the Website. “SuperAdviceAi” and the SuperAdviceAi logo are trademarked (pending) and cannot be reproduced in any form without express and specific permission from SuperAdviceAi. The articles and related articles are provided by SuperAdviceAi as part of the SuperAdviceAi information service and cannot be reproduced in any form without express and specific permission from SuperAdviceAi.

Scope of Copyright

All content, graphics, interfaces, photographs, trade- marks, logos, and artwork (collectively ‘Materials’), including but not limited to the design, structure, selection, coordination, expression and arrangement of these Materials contained or used on the Website is either owned by or licensed to us, or is otherwise subject to third party intellectual property rights and protected by intellectual property rights. SuperAdviceAi.com.au expressly reserves all rights, including but not limited to copyright, in these Materials. Other than printing limited extracts of the Materials for your personal, non-commercial use, the Terms and Conditions of Use do not allow you to use any of our Materials. This includes the reproduction of the articles or documents, information or materials published on the website for free distribution or for the purposes of sale or for the use by any third party, modifying or copying the layout or appearance of the Website or decompiling, disassembling, reverse engineering or otherwise attempting to discover or access any source code related to the Website. In particular, you are not permitted to republish, upload, transmit electronically or otherwise or distribute any of the materials, documents or products that may be available for download from time to time on this website. In certain circumstances and on a case-by-case basis, SuperAdviceAi may, in its absolute discretion and upon request, give written permission to use the Materials, including publishing a specific article. Any unauthorised use of SuperAdviceAi’s content may result in SuperAdviceAi imposing a ‘use fee’ as a compensatory measure, a ‘licence fee’ for the use of the article, and the SuperAdviceAi’s right to demand the immediate removal of the article from the offending website or other type of offending publication.

Licensing of articles, licensing fees, attribution and use fees

Licensing of articles: Where SuperAdviceAi grants an express licence, a single article may be licensed on a non-exclusive, non-transferable basis (and without a right to sub-licence) for a fixed period of 12 months for an upfront fee of $2,200 (incl. GST) (or on any other terms SuperAdviceAi considers appropriate in the specific circumstances). Updated versions of the licensed article may be licensed on the same terms for an additional fee of $2,200 (incl. GST) for an additional period of 12-month term. To enquire about licensing an article, please Contact Us. Licensing of articles: Regardless of the type of licence agreements that may be agreed to, you must attribute an article (or any extract of an article) when republishing under the licensing agreements; for example: Copyright SuperAdviceAi. This article originally appeared on SuperAdviceAi.com.au – an Australian website for simple superannuation, wealth creation and retirement planning information. Use fee: SuperAdviceAi reserves the right to take legal action or take any other action it deems appropriate, including seeking injunctive relief, where any article has been republished without the prior written consent of SuperAdviceAi, including in breach of any licensing agreement entered into between you and SuperAdviceAi. Unless otherwise determined by SuperAdviceAi, at its absolute discretion and on a case-by-case basis, SuperAdviceAi considers the equivalent of three times the regular annual licence fee as a genuine estimate of its losses for an unauthorised use of an article.